No unnecessary steps, no committees, no delays. Here's exactly what happens when you submit a deal to Maltese Capital — and how fast each step moves.
Fill out the deal submission form. We need the basics — property address, purchase price, rehab budget, ARV, and your exit strategy. Takes under five minutes. No lengthy applications, no bank paperwork.
Your deal goes directly to the decision maker — not a processor, not a junior underwriter. We look at the numbers, the property, and the exit strategy and decide if it's a fit. If we have questions, we call you directly.
We send you a term sheet with the loan amount, rate, points, and structure. Most borrowers have terms in hand the same day they submit — often within a few hours. You'll know exactly where you stand before you waste time on due diligence.
Once you accept the terms, we move into underwriting. We keep this lean and fast — no unnecessary document requests, no back-and-forth for things we don't actually need. We're trying to close your deal, not slow it down.
We close through a title company and fund directly. From approval to funded in 5–7 days. You can close on the deal, start your rehab, and execute your plan — without waiting on a slow lender to catch up.