About Maltese Capital

Serious capital for serious operators.

Maltese Capital is a private lending company built specifically for real estate investors. We provide fast, decisive financing for fix and flip, DSCR rental, and bridge loan scenarios — with one consistent commitment across every deal: you talk directly to the person making the decision.

We started Maltese Capital because we saw how much time and money investors were losing waiting on slow lenders, chasing processors, and getting committee decisions on deals that needed a yes or no in hours. We built the alternative.

By the numbers
Hours
Average time to deliver a loan quote after deal submission
5–7 Days
Average close time from loan approval to funded
Direct
Every borrower talks to the decision maker — no exceptions

Our Philosophy
How we think about lending.

The deal comes first

We underwrite on the deal — the property, the numbers, the exit strategy. We're not running a checklist designed for homebuyers. We're evaluating whether the deal makes sense and whether we can help you execute it.

Speed is not a feature, it's the product

In real estate investing, speed is leverage. The investor who can close in 7 days wins deals the 30-day lender never sees. We built our entire process around being the fastest reliable source of capital in the market.

Direct access is non-negotiable

The person who picks up the phone is the person who approves the loan. We don't have a processor layer, a junior underwriter buffer, or a committee that meets on Tuesdays. You get a direct line to the decision maker every time.

We want repeat borrowers, not one-time transactions

We measure success by how many deals we do with the same borrower over time. That means we're invested in making every deal easy, every draw fast, and every closing smooth — because we're playing a long game.


The Difference
Why investors switch to Maltese Capital.
Traditional / Institutional Lenders
  • Quotes take days or weeks
  • Close in 30–60 days if you're lucky
  • Talk to a different person every time
  • Decisions made by committee
  • Designed for homebuyers, not investors
  • Excessive documentation requirements
  • You're a file number, not a relationship
Maltese Capital
  • Quotes within hours of submission
  • Close in 5–7 days from approval
  • Direct line to the decision maker always
  • One person, one decision, fast answer
  • Built exclusively for real estate investors
  • Lean doc requirements — only what we actually need
  • We want to be your permanent capital partner

Let's look at your next deal.

Submit your scenario and get a same-day response. No obligation, no runaround.