Private Lending · Real Estate Investors

Capital that moves as fast as you do.

Maltese Capital provides fast, decisive financing for real estate investors. Quotes in hours. Closings in days. Direct access to the decision maker — every time.

Hours
Typical time to receive a loan quote
5–7 Days
Time to close from approval
Direct
Access to the decision maker — no committees

Why Maltese Capital
Built for operators, not applications.

We lend to real estate investors who need a capital partner that understands the business — not a bank that runs everything by committee.

Speed is the product

Most deals require certainty. We quote in hours and close in days — not weeks. Speed is what separates you from the competition.

🎯

You talk to the decision maker

No processors. No underwriting committees. The person you talk to is the person who approves your deal. Every time.

🔨

Investor-focused underwriting

We underwrite on the deal, not just the borrower. ARV-based logic built for fix and flip, DSCR, and bridge scenarios.

📋

No bureaucracy

No checklists designed for homebuyers. No unnecessary delays. We work the way operators work — straight to the point.

🔁

Repeat borrower focus

The goal is to be your permanent capital partner. We make every deal easy because we want to do 10 more with you.

🏗️

We understand real projects

We've seen every project type. We don't flinch at rehab budgets, complex ownership, or unconventional deal structures.


Loan Programs
Capital built for real estate investors.

Whether you're flipping, holding, or bridging — we have a structure that fits the deal.

Fix & Flip

Fix and Flip Loans

Purchase + rehab financing based on ARV. Designed for operators who need speed and certainty to win and execute.

Loan PurposePurchase + Rehab
UnderwritingARV-Based
Close Time5–7 Days
Submit a Fix & Flip Deal
DSCR

DSCR Rental Loans

Rental property loans qualified on property cash flow — not your personal income. Built for LLCs and investor portfolios.

QualificationDebt Service Coverage
Entity TypesLLC / Corp / Trust
Best ForBuy & Hold Investors
Request DSCR Terms
Bridge

Bridge Financing

Short-term capital to move quickly on an acquisition while permanent financing is arranged. No deal left behind.

Term6–24 Months
Best ForFast Acquisitions
Close TimeDays, Not Weeks
Get Bridge Loan Terms

How It Works
Simple process. Fast execution.

Five steps from deal to funded. No unnecessary steps, no committees, no delays.

1
Submit Your Deal
Fill out the deal form — takes under 5 minutes.
2
Scenario Review
We review the deal directly — no middleman.
3
Receive Terms
Loan quote delivered within hours, not days.
4
Due Diligence
Streamlined underwriting — we move fast here too.
5
Close & Fund
Funded in 5–7 days. Deal done. On to the next one.

Borrower Proof
From operators who've been funded.
"I've worked with a lot of hard money lenders. The difference with Maltese is that I'm talking to the person who actually makes the call. That changes everything when a deal is on the line."
General Contractor · Orange County, CA
"They quoted me in three hours and we closed in six days. I've been using traditional lenders for years and never experienced anything close to that kind of execution."
Real Estate Investor · 12 Flips Completed
"Other lenders want to know everything about me. Maltese Capital wants to know about the deal. That's how it should work."
W2 Investor · First Flip Funded
"They understand the numbers — ARV, rehab budgets, exit strategy. I don't have to explain real estate investing to them. That alone saves hours."
Builder · California

Ready to submit your next deal?

Quotes in hours. Closings in days. Serious capital for serious operators.

Submit a Deal Now Talk to a Decision Maker